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At the U.S. listed prices, $14.99 annually costs $14.89 less than twelve $2.49 monthly payments totaling $29.88.
A worked example
$2.49 multiplied by 12 is $29.88. Subtract the $14.99 annual price to get a $14.89 difference over twelve paid months.
The comparison uses 12 paid months
Monthly total is monthly price multiplied by 12. The difference is that total minus the annual payment. The calculation uses cents to avoid rounding drift.
The eligible trial is annual only
The annual plan has a seven-day introductory trial for eligible new subscribers. The monthly plan has no trial. Apple shows eligibility, local price, and renewal terms before purchase.
Choose based on the time you expect to use it
A monthly subscription has a smaller initial payment. An annual subscription is cheaper over twelve paid months at these prices. This tool excludes taxes, offer codes, refunds, trials, and future price changes.
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Sources and review notes
Calculation conventions and boundary cases are documented above. The tool runs locally and is tested against arithmetic and calendar examples.